Resources

If you see value, there is value. It all comes down to individual preferences and goals. Once we identify what matters to you, we develop systems and processes to achieve and obtain precisely that.

Not necessarily. There is a lot to consider when reviewing your financial situation. Financing is factored into many substantial purchases over a lifetime (e.g., homes, real estate, cars, etc.). You pay financing whether you use your money or other people’s money.

That there are “bad” financial tools. Loans, mortgages, credit cards, stocks, bonds, RRSPs and life insurance are tools that, when used effectively, can all support your financial planning goals.

There is no easy way to say this. Paying for a child’s education significantly impacts the assets available for the future. We always want you to be aware of the potential impact of each choice.

Yes. We highly recommend that you have an emergency fund. The pandemic has shown us how quickly the economy can change. Your plan should be robust enough to deal with a reasonable measure of uncertainty.